LevyScore Calculator

Terms and Conditions and Privacy Statement
Last revised September 2025

The LevyScore calculator located at levyscore.com.au is offered by Lannock Strata Finance 2 Pty Ltd, ACN 147 657 823 (us, we, our).

By using this calculator and in consideration of us providing you with access to the Website, you confirm that these Terms and Conditions govern your access to and use of the Website and you accept and agree to comply with them.

We reserve the right to amend these Terms and Conditions or modify the function of the calculator from time to time. Every time you wish to use the Website, please check these Terms and Conditions to ensure you understand the terms and conditions that apply at that time. The date that these terms and conditions have last been amended is set out above.

Terms and Conditions

1. Using the calculator

   1. The calculator allows you to choose variables to model and compare scenarios to manage and analyse payments which the strata corporation may need or wish to make over time, and associated fund raising options for a strata corporation.
   2. The calculator includes tax rates for various types of owners. Your personal tax profile may be different from the assumptions used in the calculations.
   3. Economic variables (such as inflation and interest rates) may change and affect the calculations.
   4. Strata legislation in your jurisdiction may conflict with the use of the calculator.
   5. The calculator allows you to assume that the strata corporation might borrow money as one of these strategies. We make no representation that we (or our associates) or any other lender will provide finance. We make no representation about the terms on which finance might be made available. Any finance provided by us or our related entities would be subject to our credit assessment and other processes following an application and terms and conditions apply.
   6. You must use your own judgement about the assumptions you make in choosing what scenarios to model and in modelling those scenarios. The results shown by the calculator are determined by the variables which you choose, and we make no representation that a particular outcome is likely to occur or not occur or that a particular scenario is appropriate or not appropriate for the corporation and or any or all of its owners.
   7. Using the calculator is not an application for a loan. The calculator is not a recommendation that the corporation or any person make an application for any credit contract and is not an offer of credit.
   8. The calculator does not provide any 'financial product advice' (as that phrase is used in Chapter 7 of the Corporations Act) and no advice is offered to you, the owner corporation or any owner on the merits of any financial investment, financial risk management tool or levy scenario.

2. Intellectual Property

   1. All material in the calculator and the Website, including the text, code, information, graphics, illustrations, photographs, trading names, service marks, logos, design, layout, downloads, pricing, products and services, including any video, music, or sound (Content) is owned by or licensed to us and our related entities.
   2. You must not reproduce, transmit, adapt, distribute, sell, modify, publish or store the calculator or any of the Content for any purpose, other than as intended by the calculator, with our prior written consent, or as permitted by law. All our rights are reserved.
   3. LevyScore is a trade mark and you obtain no rights to use it.
   4. Trade marks used on the Website to describe third parties and their products are trade marks of those third parties and you are not permitted to use them without the consent of those third parties.

3. Links and Third Party Content

   1. You must not link to, frame or mirror the calculator or any part of the Website without our written authorisation.
   2. The Website may contain links to or display the content of third parties (Third Party Content), including links to websites operated by other organisations and individuals (Third Party Websites). Third Party Content and Third Party Websites are not under our control. We do not endorse, approve or make any warranty or claim regarding Third Party Content, Third Party Websites or the products, services or information available on any Third Party Website, or in respect of the owner or operator of a Third Party Website or their conduct. If you use or rely upon Third Party Content or Third Party Websites, you do so solely at your own risk.

4. Your conduct

   You must not:

   1. use the Website in breach of any applicable laws or regulations;
   2. use the Website for commercial purposes (including for competitive advantage or to our competitive disadvantage) except as expressly permitted or licenced by us;
   3. use the Website to harm, abuse, harass, stalk, threaten or otherwise offend others;
   4. interfere with, disrupt, or create an undue burden on the Website;
   5. upload, post, transmit or otherwise make available any material that:
      1. is not your original work, or which may infringe the intellectual property or other rights of another person;
      2. is, or could reasonably be expected to be, defamatory, obscene, offensive, threatening, abusive, pornographic, vulgar, profane, indecent or otherwise unlawful, including material that racially or religiously vilifies, incites violence or hatred, or is likely to offend, insult or humiliate others based on race, religion, ethnicity, gender, age, sexual orientation or any physical or mental disability;
      3. includes an image or personal information of another person unless you have their consent;
      4. you know or suspect, or should reasonably know or suspect, to be false, misleading or deceptive;
      5. contains large amounts of untargeted, unwanted or repetitive content; or
      6. contains financial, legal, medical or other professional advice.

   Without limiting the above, you will not and will not permit a third party to:

   6. misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack;
   7. use any method or process (including data scraping, web-bots, collection or accumulation tool, robot, spider or scripted responses) for the purpose of obtaining, processing, copying, replicating, distributing, reconfiguring, republishing, viewing, assessing, analysing, modifying or repacking the Content;
   8. use, obtain, or attempt to obtain from the Website, information in order to identify or discover pricing, underwriting, rating and related business methodology or systems; and
   9. do anything which will or may damage, disrupt access to or interfere with the proper operation of the Website.

   If you believe that a user has breached any of the above conditions, please contact us using the contact details at lannock.com.au.

Privacy Statement

8. About this privacy statement and use of your personal information (Statement)

   This Statement describes how we, collect, use, handle and disclose your personal information in connection with the Website and the calculator. Personal information we collect will be treated strictly in accordance with the Privacy Act 1988, and the Australian Privacy Principles (APPs) and our Privacy Policy.

   Collection of your personal information

   We collect personal information about you (e.g. your name, contact details and other relevant information about you) so that we can provide you with goods and services.

   Disclosure of your personal information

   We may disclose your personal information to third parties, such as our professional advisors and organisations who provide services to us in connection [with our services to you]. We may also disclose your personal information to regulatory bodies such as the Australian Securities and Investments Commission where this is required by law.

   We do not send your personal information offshore.

   Our Privacy Policy

   Our Privacy Policy is available at https://lannock.com.au/privacy-policy/. It sets out our approach to management of personal information, including how you can seek access to and correction of your personal information, and how to make a complaint about a breach of privacy. Subject to the Privacy Act 1988, you can have access to and seek correction of your personal and sensitive information. Our Privacy Policy contains information about how you can do this as well as how you can make a complaint about a breach of privacy.

   Marketing

   We may use your personal information to let you know about products and services that we think may be of interest to you. However, you may opt out of receiving marketing information at any time by using the contact details provided above. For more information, see our Privacy Policy.

9. Jurisdiction

   These terms and conditions are governed by the laws of New South Wales, Australia.

10. Contact

    If you have any queries regarding these Terms and Conditions, please contact us using the contact details at lannock.com.au.